Cash Flow Settings
Income Sources
No income sources added yet. Click "Add" to begin.
Expense Sources
No expense sources added yet. Click "Add" to begin.
Cash Flow Summary
Monthly Net Cash Flow
Cumulative Balance
| Month | Inflow | Outflow | Net Flow | Cumulative |
|---|---|---|---|---|
| Jan | $0.00 | $0.00 | $0.00 | $0.00 |
| Feb | $0.00 | $0.00 | $0.00 | $0.00 |
| Mar | $0.00 | $0.00 | $0.00 | $0.00 |
| Apr | $0.00 | $0.00 | $0.00 | $0.00 |
| May | $0.00 | $0.00 | $0.00 | $0.00 |
| Jun | $0.00 | $0.00 | $0.00 | $0.00 |
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Tool Information
Shortcuts
Ctrl + KEscQuick Actions
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How to Use
Follow these simple steps to calculate your cash flow.
Set Period
Choose how many months to track.
Add Income
Add income sources and enter monthly amounts.
Add Expenses
Add expense categories and enter amounts.
Analyze
Review cash flow projections and cumulative balance.
Why Use This Cash Flow Calculator?
The fastest way to understand your cash inflows and outflows over time.
Real-Time Tracking
Cash flow updates instantly as you enter data.
Cumulative Balance
See your running cash balance across all periods.
Visual Charts
CSS bar charts for net flow and cumulative balance.
Custom Items
Add unlimited income and expense categories.
Multi-Currency
Support for 54 major world currencies.
100% Free
No registration, no limits, completely private.
Frequently Asked Questions
What is cash flow?
Cash flow is the net amount of cash moving in and out of a business over a specific period. Positive cash flow means more money is coming in than going out, while negative cash flow means the opposite.
What is cumulative cash flow?
Cumulative cash flow is the running total of all net cash flows over time. It shows your overall cash position at any point in the period. A positive cumulative balance means you have more total income than expenses.
Why is cash flow important?
Cash flow is critical for business survival. Even profitable businesses can fail if they run out of cash. Tracking cash flow helps you anticipate shortfalls, plan investments, and ensure you can meet financial obligations.
How do I improve cash flow?
Common strategies include: accelerating receivables (getting paid faster), delaying payables (negotiating longer payment terms), reducing unnecessary expenses, increasing sales, and maintaining a cash reserve for emergencies.
Is this calculator free?
Yes, it is 100% free to use. No registration, no limits. All calculations happen in your browser — no data is sent to any server.
Can I track multiple income and expense sources?
Yes! You can add unlimited income and expense sources, each with their own monthly amounts. This gives you a detailed breakdown of exactly where your money comes from and where it goes.